Please read the following terms and conditions concerning the use of this website. By accessing, using or downloading materials from this website you agree to follow and be legally bound by these terms and conditions. If you do not agree to these terms, do not use this website. As a user of this site, we suggest that you review this information each time you access this website.

 

LR Future Insurance & Investment uses reasonable efforts to ensure all information on this website is accurate and current; however, it does not endorse, approve or certify such information, nor does it guarantee the accuracy, completeness, efficacy, timeliness, or correct sequencing of such information. Therefore, your use of this site is at your own risk. We assume no responsibility for the accuracy of the information provided here on this website.

 

The information provided in this website is not an offer to sell, or invitation to purchase, any product where any such offer to sell, or invitation to purchase, would violate the insurance laws of any jurisdiction. The information provided in this website is not intended to provide you with legal, insurance or other advice and LR Future Insurance & Investment shall not be responsible for any detrimental reliance you place upon this website or its contents.

 

This site is not necessarily an authoritative source of information about LR Future Insurance & Investment or any of its products or services. All of the content of this web site, including this disclaimer and any terms and conditions, is subject to change without notice. LR Future Insurance & Investment assumes no responsibility or liability for content changes without our consent.

 

A. Nothing on this website shall add to or change any contract for products or services you may have with LR Future Insurance & Investment or any of their alliance partners, suppliers or affiliates.

 

B. Without limiting the foregoing, everything on this site is provided on an "As Is," "as available" basis. The documents and related graphics published on this website could contain technical inaccuracies or typographical errors. LR Future Insurance & Investment makes no warranties of any kind either express or implied, or statutory including, but not limited to, the implied warranties or conditions of merchantability, title, fitness for a particular purpose and non-infringement of intellectual property regarding the content included on this site.

 

C. You agree that neither LR Future Insurance & Investment, nor any of its officers, directors, agents, employees, alliance partners, suppliers, affiliates, nor any other party involved in creating, producing or delivering the information on this website is liable for any direct, indirect, incidental, special, consequential, punitive or any other damages whatsoever (whether arising in contract, tort, negligence, or otherwise) including, but not limited to, damages for loss of profits, revenue, data or use arising out of or in connection with your access to, or use of, this website and the information contained on this site. This limitation applies even if LR Future Insurance & Investment has been advised of, or foresees, the possibility of any damages occurring.

 

D. LR Future Insurance & Investment reserves the right to make changes or updates to this website or the products and services described at any time without notice.

 

E. The information on this website is general and is not intended to bind LR Future Insurance & Investment contractually in any way. Please refer to the policy issued by LR Future Insurance & Investment for specific benefits, limitations and exclusions that may apply regarding your coverage.

 

F. You agree not to use any information on this site or linked to this site in any claims, proceedings, suits or actions against LR Future Insurance & Investment, its officers, directors, agents or employees, or any of their alliance partners, suppliers or affiliates.

 

All content on this website, including all information, material and graphics, are copyrighted unless otherwise noted. This content is intended for informational use only and may not be altered in any way. You require our written consent to copy or display and portion of this website for redistribution to third parties for either commercial or non-commercial purposes. Any other use including modification, reproduction, distribution, republication, display, performance or creating derivative works of this website’s content is strictly prohibited.

 

Adobe, the Adobe logo, Acrobat and the Acrobat Logo, are trademarks of Adobe Systems Incorporated.

 

All other company, product or service names found on this website are or may be trademarks of their respective owners. Use or misuse of these trademarks is strictly prohibited.

LR Future Insurance & Investment may provide links throughout this website to other websites for your convenience. LR Future Insurance & Investment does not endorse, or take responsibility for, to which this website; these links are for your convenience only.

 

These other websites are independent from LR Future Insurance & Investment and any reference in this website to any products, services, processes, hypertext links to third parties or other information by trade name, trademark, manufacturer, supplier or otherwise does not necessarily constitute or imply its endorsement, sponsorship or recommendation by LR Future Insurance & Investment. Product and services information is the sole responsibility of each individual vendor. It is your responsibility to verify any information contained within linked sites before relying on it. Also, the information contained in the links may be changed or updated at any time without notice. Linked sites may have their own legal information that you should locate and review.

 

Any unprotected e-mail communication over the Internet is not confidential, subject to possible interception or loss, and is also subject to possible alteration. LR Future Insurance & Investment is not responsible for and will not be liable to you or any one else for any harm, damage, claims or cost you may experience or incur in connection with an e-mail sent by you to LR Future Insurance & Investment or an e-mail sent by LR Future Insurance & Investment to you at your request.

 

LR Future Insurance & Investment assumes no responsibility or liability for any harm, damage, claims or cost you may experience or incur, or viruses that may infect your computer equipment or other property in connection with your access to or use of this website or your downloading of any data, text, images, files or other materials from this website.

 

You agree to defend, indemnify and hold LR Future Insurance & Investment, its officers, directors, agents or employees, or any of their alliance partners, suppliers or affiliates harmless from any and all liabilities, costs and expenses, including reasonable legal fees, related to any violation of these terms and conditions by you, or in connection with your use of this website.

 

LR Future Insurance & Investment? failure to insist upon or enforce strict performance of any provision of these terms and conditions shall not be construed as a waiver of any provision or rights contained in this legal information.

 

The provincial laws of Saskatchewan and the federal laws of Canada that apply in Saskatchewan shall govern these terms and conditions. All issues relating to your access to, or use of, this website shall be similarly governed. You agree to be bound by the laws of these jurisdictions. You further agree to attorn to the exclusive jurisdiction of the courts of the province of Saskatchewan, Canada with respect to any issue or dispute relating to your access to, or use of, this website.