At LR Future, we have experts in all areas of the industry. Read below for which type of insurance your curious about, and then follow the link to contact our Industry Expert directly. Thanks! 

Home

At LR Future, we know that there is no such thing as a standard homeowner’s policy and we strive to give you the exact coverage that meets your individual needs. Insurance coverage on your home should begin as soon as you become the legal owner or tenant, even if the home is still under construction. The policy can also cover related building materials on or adjacent to your property. We can insure your home, cottage, mobile home, or condominium, as well as provide you with tenant insurance. Contact Karen, Our Industry Expert.

Mortgage

Your named beneficiary will appreciate the flexibility to choose how to distribute the proceeds of your mortgage protection plan. Excess funds will be available for other final expenses as the mortgage balance decreases. Your plan will be portable if you decide to move your mortgage, allowing you to take advantage of competitive interest rates. You can choose from several plans, requesting policy terms that meet your objectives.

Tenant

Tenant landlords have relatively few legal obligations to compensate tenants for damage to or loss of their tenants’ personal possessions. Tenants; however, are responsible for any harm they may cause to any part of the building in which they live, or to others who live or visit there. For example, a fire ignited by an overloaded outlet, could gut an entire apartment complex. That’s a lot of liability! At LR Future, tenants can choose from a variety of insurance policies that remove much of the worry from renting. Contact Karen.

Farm

We understand that farming is not just a 9 – 5 job, it is a way of life. We want to ensure that your farm & your family will be protected in everyway if disaster were to occur. Our basic farm coverage will cover the following:

• Farm dwelling and contents
• Farm outbuildings and contents
• Farm machinery
• Livestock

However, we can also customize options to meet your unique and specific needs. Contact Karen.

Auto

There are many different factors that play into what kind of auto insurance you should have; your driving record, the make & style of your car, whether you use your car for business or pleasure, and geography, climate, and landscape of where your living. As your auto insurance provider, we can provide advice on the type and amount of insurance you can buy; arrange for the setting up or renewal of a policy, and alterations such as change of vehicle, additional coverage’s, and change of use; and assist in making a claim. There are numerous choices of limits, deductibles and optional coverage’s available, so coverage can vary between individual insured persons. LR Future will make sure you get the right choice for you. Contact Karen.

Commercial (Small business)

At LR Future, we know that having the right insurance for any business or not-for-profit enterprise is essential to surviving and thriving in a world that is full of opportunity, but also full of risk. The right type and amount of insurance will provide some financial peace of mind to organizations navigating their way through the sometimes-complex world of business.

The various coverage policies that we provide include:

• Accounts receivable
• Comprehensive or commercial general liability (CGL)
• Property
• Crime
• Commercial automobile
• Errors and omissions
• Directors and officers

Contact Karen.

Travel Insurance Coordinators (TIC)

LR Future is a proud broker of TIC travel insurance plans. Travel insurance helps protect your family, your future, and your trip against the unexpected financial burden that can arise when an emergency happens. It also means that help is just a phone call away if you encounter an emergency while traveling. TIC has been providing travel insurance to Canadians and people visiting Canada for over 50 years. No matter where you go, no matter what difficulties you might encounter on your trip, we can find a way to design a plan suited to you. Contact Shelly. or visit http://www.travelinsurance.ca/ to learn more.

Group Medical Services (GMS)

Group Medical Services (GMS) has been providing health and travel insurance to groups and individuals since 1949. They provide individual health plans, employee benefit plans and travel insurance plans. Drop by LR Future and inquire about the GMS Group Advantage ® Plan that can be tailored to suit your specific employee needs or visit www.gms.ca for more information. Contact Shelly.

Blue Cross (Health, Travel, Group & Conversion plans)

Saskatchewan Blue Cross is a Saskatchewan owned not-for-profit company that has been providing health benefits to Saskatchewan people for more than 50 years. Since establishment, Saskatchewan Blue Cross has been dedicated to improving the well-being and quality of life of Saskatchewan residents by offering essential services within the supplementary health care and travel benefit fields.

Saskatchewan Blue Cross is also a large provider of group health and dental benefits, health spending accounts and employee assistance programs. Through the Blue Cross Life Insurance Company of Canada, Saskatchewan Blue Cross rounds out its benefit offerings with a variety of products, including group life, weekly indemnity and long term disability insurance, as well as Easy Access life insurance for individuals.

Contact Shelly. or visit http://www.sk.bluecross.ca/ to learn more.